2021.09.27 21:25 tatt_daddy I need help after a total loss
I just want to preface this with the fact that I've never been in this position before and am feeling very jaded towards the whole process. I'm looking for any guidance and assistance! I'm located in San Diego, CA area if that matters.
So about a week ago I was t boned in my 2010 Prius. I have full coverage and insurance is already working on it. My issue comes with the payout amount and also finding a replacement that is even remotely comparable to what I had for a price within my budget.
Insurance offered me ~$8,000 for my car, which is about what I had in it, but the biggest caveat is the condition. My car came to me in decrepit condition, I had every part related to the drivetrain serviced or replaced within the past few months. Main things being a new, 0 mile engine assembly with a still valid warranty, new suspension, bushings, brakes, etc. All suspension components that were replaceable were replaced. The transmission was replaced with a lower mileage unit (not new), also with a warranty. The hybrid battery pack was replaced with similar. The tires were replaced shortly after. I have receipts for everything, the price the offered is only reflecting the car as if it didn't have any of those things replaced.
Here's where my dilemma comes in: the prices for cars has gone up significantly since I bought it, and replacing my car which essentially only had 4,000 miles for the price they're offering me realistically only gets me a car similar to the condition I got mine in, which is totally unacceptable. I rely on my car for commuting and transporting my family including two younger children.
I guess my main question is: what are my choices here? Do I just have to accept that insurance will not make me whole again? Can I make them give me a reasonable amount for my car? Is it even worth buying a used car again? I'm not totally opposed to buying new, but I'm not sure where payments and insurance etc would put me and I'm not rich by any means. I have about $1,500/mo in "disposable" income, but I got screwed over years ago buying a car from a dealership and am now pretty jaded to that experience as well.
I'm sorry in advance for the crude formatting and likely rambling. If this isn't the right sub please point me in the right direction as well. Thank you in advance to anyone and everyone willing to take time to help me!
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2021.09.27 21:25 chritch Kelsea, lounging - Mamiya RZ67, 110mm f/2.8, Portra 160
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2021.09.27 21:25 charlotteloumorgan Actually so proud of this AG7 concept I made tonight!
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2021.09.27 21:25 xxfallen420xx Do your part
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2021.09.27 21:25 Droid7876 Are the scorched still Sentient?
I know they attack on sight an all but im pretty sure some of their dialogue is telling players to run,is this a threat or is there actually some human left that dosnt want to harm us?..
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2021.09.27 21:25 rocketpastsix Companies Are Giving Lip Service to “Self-Care”—but It’s Not What Employees Really Need
2021.09.27 21:25 Vegeta6661 club banger type beat 🍇 | club type beat | club banger type beat 2021 | tyga type beat 2021
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2021.09.27 21:25 crytoloover Coin98 (C98) 🔴 ANALISE GRÁFICA DA CRIPTOMOEDA HOJE 27/09
2021.09.27 21:25 NotRealOpinions Jamie Chung
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2021.09.27 21:25 haydenkristal I think my new puppy likes me
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2021.09.27 21:25 30662200 Fellow AI
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2021.09.27 21:25 Narrow-Store Did you guys know Reddit can ban your account as a whole?
Like I knew it was possible to be banned from subreddits, but I never knew until yesterday your whole damn account can get banned. That fact actually scares me.
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2021.09.27 21:25 kimikokso157 My playlist of well over 201 videos keeps glitching at 201, any reason for that?
When I want to randomly shuffle from a particular tune over 201 it glitches out in weird ways, also it most often doesnt show the music playing properly
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2021.09.27 21:25 crytoloover Solana Crypto Price Prediction
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2021.09.27 21:25 DarkZmaj Ender 3 Screen Issues after Warming Bed
I'm having an issue with old Ender 3, board v1.1.3, that hasn't been used a few years.
Screen glitches as seen in picture after bed starts heating up.
I tried wigling cables in the case, but didn't help.
Everything seems to work after bed heats up except screen.
Any ideas what might be causing it?
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2021.09.27 21:25 Dylan_Dragontail (QUESTION) I recently bought a humbucker for my guitar I'm not extremely experienced in guitar hardware and was wondering how exactly to go about installing it any information would be great
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2021.09.27 21:25 tankpig360 Labeled the nuggets boss
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2021.09.27 21:25 NubQuestion Has type annotations changed how docstrings are written?
I'm trying to learn how to write better comments and docstrings.
If I'm reading older code, would the docstrings be a lot different than more modern python versions? If so, how?
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2021.09.27 21:25 howdoyoupickone Help with orange peel walls
So we have a projector for our living room instead of a tv but we have the spray on orange peel walls. My question is, is it worth my time to buy something to fill all that unevenness in and then go in with an ultra white movie paint or would the paint do a well enough job on its own and should I just save myself the time. Also if anyone has a recommendation for a brand of that ultra white paint they’d love to share thatd be awesome.
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2021.09.27 21:25 rosewoodlliars Lana is back!!
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2021.09.27 21:25 crytoloover [CRYPTO NEWS HINDI] EL SALVADOR | ELON MUSK TWEETS | CARDANO | PROFIT COIN | CryptoAddict
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2021.09.27 21:25 Lurkingredditatwork Tyron Woodley kept his word
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2021.09.27 21:25 bluehour86 6 months
I can hardly believe it. There are good days and bad days. The good days far outweigh the bad ones. If I have a craving or I’m second guessing myself I simply play the tape through (know thyself!). I’m finally becoming the person I want to be. I am no longer stuck in a self-imposed cycle of suffering. Self-improvement is no longer out of reach. I’m on an upward trajectory. You can do it too!
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2021.09.27 21:25 liftonark $51.99 + free shipping (53% OFF)
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2021.09.27 21:25 jonandreyuaosuni Majestic Lebanese Cedar Tree growing in this English Garden.
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